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The fastest way to get money into a Roth IRA is to move some of your traditional IRA money into your Roth IRA. This is called a Roth conversion.
The Roth IRA turns traditional IRA rules upside down. By paying tax on the money you contribute to your account, you receive tax free growth in retirement.
Precipitous decline in first half of April is recovered by month’s end.
The good news in January is the market rebounded in the last half of the month to recover its losses from the December pull-back.
The market struggled in December with all major indexes declining. After the initial bump in the week following the presidential election, investors turned their attention to economic issues again.
With the election behind us, the uncertainty which was a cloud over the markets for the last couple of months is removed. Now we need to look forward and evaluate how the policies of the new administration could impact the markets.