Helping you move towards your goals

If you have a tax-deferred retirement account, the IRS will eventually require you to begin taking withdrawals. These mandatory withdrawals are called Required Minimum Distributions or RMDs.

The Roth IRA turns traditional IRA rules upside down. By paying tax on the money you contribute to your account, you receive tax free growth in retirement.

The fastest way to get money into a Roth IRA is to move some of your traditional IRA money into your Roth IRA. This is called a Roth conversion.

An often-overlooked retirement strategy is the Health Savings Account or HSA.

For taxpayers who are 70 ½ and older, you can take the Standard Deduction when you file your taxes and still benefit from your charitable giving.

A married couple who files a joint tax return may be able to make a tax-deductible contribution to an IRA for a non-working spouse. This is a tax deduction that many taxpayers miss.